Buying with Affirm is simple
Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose how you pay
Pick the payment plan you like best. You'll never pay more than you agree to up front.
Pay over time
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Affirm tells you up front the total amount you'll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm won't charge you late fees or penalties of any kind, ever.
Yes! There's no penalty for paying early.
Yes-you can return an item you bought with Affirm by initiating the return process with the customer service.
No-your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Loans through Affirm are made by Cross River Bank, Member FDIC; Celtic Bank, Member FDIC; Lead Bank, Member FDIC;or Affirm Loan Services, LLC.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation.Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.